1. Market Turning Points (Safehaven)
    After making a very brief and shallow reversal from 1333, the SPX has formed a re-accumulation pattern which suggests a minimum move to 1346. This was essentially accomplished on Friday, and the index may now have a brief correction before ... [...]
  2. Technical Market Report for February 4, 2012 (Safehaven)
    So far this year the market has been rising at an unsustainable pace, but, there have been no signs of weakness. I expect the major averages to be higher on Friday February 10 than they were on Friday February 3. [...]
  3. Market Report: Are US Treasuries a Sell? (Safehaven)
    Impressive gains on stocks, it seems nothing can derail this trend atm. Finally however we meet some awaited targets, although I will be the 1st to admit I am really pushing the boat here and allowing for the bears to come up with some ... [...]
  1. Ideas for Getting Real Estate (Raestate)
    Wayan Vota of article by Claude Cross How can you inform regardless of whether it? Sat consumers market place or sellers marketplace? This is a excellent question. If you have a lot more customers than houses, there is a seller's market. Can be It really is the very best scenario in a residence seller? It [...]
  2. Bpo Genuine Estate Definition - Flipping Genuine Estate (Raestate)
    las - at first Bpo Genuine Estate Definition Several starting genuine estate investors go from flipping real estate to make fast cash started. If you want to make much more income by investing in real estate, you require to know a few essentials. Bpo Real Estate Definition What is the definition of flipping actual estate? [...]
  3. Marin County California Genuine Estate Profile - San Rafael (Raestate)
    by Chris Devers post by Renee Adelmann San Rafael is the oldest city in Marin County, and it might be 1 of the most fascinating and varied as effectively. Consisting of 30 diverse districts in addition to a vibrant downtown shopping district, San Rafael is an eclectic mix of old and new. Downtown is a [...]
  1. Indiana Savers Score Top Deposit Rates With Linked Checking, Savings Accounts (Bankaholic)
    At Double 11 Credit Union (www.db11.org), you can earn a savings rate that pays nearly half a percentage point more than the best nationally available deal if you hold both a savings account and a rewards checking account. [...]
  2. Delaware Deal On Long-Term CD Rates (Bankaholic)
    Delaware’s MidCoast Community Bank has two long-term CD rates worth checking out. [...]
  3. Credit Union Offers Top Long-Term CD Rates To Kansans, Boeing Employees (Bankaholic)
    Members of Kansas’ Meritrust Credit Union should take advantage of far better than average long-term CD rates. [...]
  1. foreclosure and mortgage (Mortgagefit)
    The real estate business can give you unique benefits like price appreciation. In the short term, the market may go up or down, but over the long term, you will have a safe investment because holding on to your property will almost guarantee an increase in value. Having a large portfolio of properties is a key secret to building massive wealth.You will find out that there is huge profit in dealing with undervalued foreclosure property and the statistics now show that out of every one hundred mo. [...]
  2. New York Foreclosure Listings: The Finest Offers Out There (Raestate)
    las - initially article by Bob Smith If there is a location in the country, which is usually in demand for a broad range of diverse varieties of genuine estate, this is New York. And purchasing the best properties in this fantastic state can be amazingly simple and affordable when they discover by means of [...]
  3. Getting a mortgage after a foreclosure. (Mortgagefit)
    I am almost 2 years out from a foreclosure and have been working hard to get back into a position to purchase a home again. At this point I have paid off or settled every debt, except two. We have a $14,000 balance on one credit card and a $22,000 2nd mortgage that was left after the foreclosure. The 2nd mortgage is showing on my credit report as a andquot;Charge Offandquot; right now (despite the fact that I never stopped paying them until they closed the account and charged it off!) and I hav [...]
  1. Yet Another Make-Or-Break Week For Europe (Safehaven)
    Nobody expects Greece to default on its debt and leave the eurozone. But Greek leaders do seem to be squeezing as much drama as possible from the bailout process ... [...]
  2. This Past Week in Gold (Safehaven)
    Summary: Long term - on major buy signal. Short term - on buy signals. Gold cycle has bottomed and we are 50 invested. Will add to positions upon new set ups. [...]
  3. Weekly Analysis (Safehaven)
    Last Thursday, we had a gap up with price making a high at 1333.47 followed by a negative close. On Friday a potential Ending Diagonal should have completed the first down leg of a corrective EW pattern. [...]
  1. Refinance auto loan (Mortgagefit)
    I refinance my auto loan and got a better rate and saved 200 dollars per month. My biggest question is why would the lender pull my credit due to a refinance with another lender? [...]
  2. Should we apply for a loan together? (Mortgagefit)
    My fiancée and I are planning to buy a new home. Both of us will be first time buyers. But her FICO is not that great with the lowest of the three at 580. Shes currently in the process of rebuilding her credit. I have a good credit score with the lowest score of 740. However, I dont think I can qualify for a loan with my income alone. She makes more money than me. What are our options? Should we apply for a loan together? Apply for a loan by myself? Wait another year for her credit score to i.. [...]
  3. Old debts and FHA loan (Mortgagefit)
    My husband and I are planning to buy a home. Now we have already started to save up money for the down payment and closing costs. We have good income and my credit scores are also good but my husbands is pretty ugly – below 630. He also has some old debts and I was wondering if old debt is a major problem when in comes to FHA loans? All of these debts are at least 3 years old. [...]
  1. Transferring ownership of property to my sister (Mortgagefit)
    My mother died in 2010 and left her Florida condo to my sister and myself. In 2011, probate was completed and my sister and I now own the property. We tried to sell it with no luck. My sister decided we should rent it out since expenses were so high. She is handling everything since I live in another state. The condo is worth no more than $35K. I would like my sister to own the condo outright so I do not have any involvement--she is doing a lousy job of managing the rental and keeping re... [...]
  2. transferring 1 of property ownership to another party (Mortgagefit)
    I would like to know how to go about transferring 1 of my current property to my boyfriend. I currently have a mortgage on my unit. [...]
  3. TRANSFERRING TITLE (Mortgagefit)
    MY DAD PASSED AWAY LEAVING NO WILL ALL SISTERS AND BROTHERS ARE SIGNING HEIRSHIP PAPERS TO GIVE ME THE HOUSE I WANT TO GET HOUSE IN MY NAME SO I CAN FILE FOR EXEMPTIONS. I DOWNLOADED A QUIT CLAIM FORM AND HAVE THE DEED. ON THIS FORM IT DOESNT ASK ANY QUESTIONS ABOUT THE PROPERTY. THE HEIRSHIP PAPERS DO. ALL SISTERS AND BROTHERS ARE SIGNING THEIR DOCUMENTS BEFORE A NOTARY. DO I SIGN HEIRSHIP PAPERS AND QUIT CLAIM FORMS ALSO? OR DO I NEED A QUIT CLAIM FORM WITH MORE DETAILS. THANKS [...]
  1. Sector Performance since the October Rally (Safehaven)
    Surprisingly, Energy (XLE +24.97) is beginning to lose steam as of January 31, while Materials (XLB +30.32) and Industrials (XLI +27.60) are the frontrunners this time around. [...]
  2. GOT FORM 1099A (Mortgagefit)
    i received a 1099a form from the mortgage company on 1-2-12 i filed chapter 7 bankruptcy in 2010 i got my discharge papers in july 2010. is this the correct form or should i have gotten 1099c i`m very confused please help!!!!! [...]
  3. Resource Stocks Breaking Out Of Bases and Forming New Uptrends (Safehaven)
    The end of 2011 and the beginning of 2012 greeted investors with spooky market stories to scare investors. A prominent cartoon in the Wall St. Journal depicted a pretty lady shrieking, "The DOW Sank 17". [...]
  1. Promising Isnt The Same As Delivering (Safehaven)
    In case youre wondering: yes, when those bailout funds were announced last year the stock market rallied because the problem had been solved. You see, it is easy to announce the desire to help. It is harder to actually help. [...]
  2. What can i do to resolve a moving company not delivering my things? (Raestate)
    I haired a moving company based in FL. To move the furnings from my 3 bedroom house in MD to a storage facility in NY. They will not return phone calls or emails and It is a month now and I have not recieved my things . I am trying to be [...]
  1. Euro/Usd Meets Key Resistance (Safehaven)
    The string of better-than-expected reports continues in the United States. At the contrary, the E.U. Summit did not provide any guidance on the main issues. Greece remains on the brink of collapsing and the euro/usd could eventually ... [...]
  2. Gold Bulls Hold Above Key Level at $1755 (Safehaven)
    Gold bulls are now holding above the key level $1755, while trading within an important intraday breakout pattern. Probabilities continue to favour failure into $1755 and most importantly $1810. This is further signaled by recent ... [...]
  3. Mickey Mouse Credit Card Adds More Rewards, But Is The Annual Fee Goofy? (Bankaholic)
    With spring break right around the corner (we can hope, cant we?), Disney has juiced up its rewards credit card program. [...]
  1. 6 surprising IRA investment options (Bankrate)
    Tired of plain vanilla holdings? You can try spicing things up if you can handle the risk. [...]
  2. Investor Sentiment: Surprisingly Still Extreme! (Safehaven)
    As I have detailed recently and over the past couple of years, the best time to get long the market (on average) is following 2 consecutive weeks of bearish sentiment. This is week #3. [...]
  3. The surprisingly secretive OBR (Ft.com)
    I am currently engaged in an entertaining tussle with the Office for Budget Responsibility, the newish and independent fiscal watchdog. I am sure our disagreement will be resolved quickly. I …Continue reading: "The surprisingly secretive OBR" [...]
  1. Possibility of getting a mortgage? (Mortgagefit)
    Im a first time home buyer thinking of getting a mortgage this summer and was wondering if i had a chance of approval. I am 21, been working at the same place for 2 years making 28k a year(gross). My credit score as of now is in the high 600s with a lot of debt that i am going to pay off before i submit my app. My fiancé is 20 and has been working in the same occupation for over 2 years and has only had a small credit card limit for 3 years. She makes 32k a year(gross). What are my chances with [...]
  2. Brilliant Moves by Papandreou; EMU Mentions Eurozone Exit Possibility First Time Ever; Who the Hell is Merkozy to Dictate Terms of a Greek Referendum? (Safehaven)
    As the days progress, the strategy of George Papandreou has become increasingly clear. He does not like the terms forced on him by Eurozone bureaucrats especially French president Nicolas Sarkozy and German Chancellor Angela Merkel. [...]
  3. Organization Possibility for Sale in Tasmania (Raestate)
    Are you searching for a enterprise for sale in Northern Tasmania? Do you reside in the Launceston or Davenport regions of Tasmania and could do having a adjust? If so, then here may be the Enterprise Chance For Sale in Tasmania which you have been searching for. Duplex has Company Possibility for Sale Northern Tasmania [...]
  1. Who loses when the lease-to-own term ends? (Bankrate)
    The lease-to-own term has expired, and the home lost value. Can this deal be saved? [...]
  2. should i refi or pay down (Mortgagefit)
    We have 12 years left on our 15 year loan at 4.375. We can get a 3.25 loan with $5K in closing costs. Is this a good idea? [...]
  3. Disowned (Safehaven)
    The data today were weaker-than-expected, but I cant characterize them as weak. ADP missed expectations by 45k when revisions are included, but if we can blame the spike last month and the plunge this month on poor seasonal adjustment ... [...]
  1. ING Direct: New Survey Reveals Canadians feel Financially Unprepapred for Retirement (BankNerd)
    In a recent survey from ING Direct it is revealed that Canadians are not taking the necessary steps to archive financial peace of mind when in retirement. The study conducted was an Angus Reid study and it was commissioned by ING Direct. What were the findings of the study? The study found that 58 of [...]
  2. The Volume Wave Reveals Price Directional Secrets (Safehaven)
    We all know stock price action moves in a wave like formation. Much attention is given to price waves by many technical studies (none more so than Elliot Wave), yet many fail to apply equal attention to the volume per each wave. [...]
  3. IMF Reports Reveals Canadian Economy Ranks High on G7 (Banknerd.ca)
    The International Monetary Fund (IMF) has released their latest forecast, informing the world that Canada will continue to outperform most economically advance countries over the next two years, even as we see the pace slowing down and risks increase. What did the IMF report? In the IMF’s latest forecast, it presents Canada as a relative [...]
  1. Withdraw 401k - gift?? (Mortgagefit)
    I was told by someone that you cannot withdraw money from your 401k because it will show as gift money. Is that true? [...]
  2. Providing gift equity to multiple family members (Mortgagefit)
    My brother is selling us he property and is graciously willing to provide gift equity in the amount of $52,000 for our down payment. To avoid gift taxes, can he gift $13,000 to myself, my wife, and my two kids for a total of $52,000? [...]
  3. Introducing TD GiftFinder on Facebook (BankNerd)
    TD Canada Trust has launched an application on Facebook to help Canadians to stick to their holiday budget and find the perfect gift for their friends and family. The application that TD launched is called the TD GiftFinder; the application can be found on TD Money Lounge. What the TD GiftFinder does is suggest unique [...]
  1. Negative impact on my credit score (Mortgagefit)
    I can understand that the banks cannot collect money on someone who has filed chapter 7. But if the bank wants to take back the property in the enforcement of the lien, they must file foreclosure proceedings against the home. Being that the foreclosure goes into the public records, and ones FICO score has public records included in the report will that foreclosure be scored and reported and still have a negative impact on my credit score? [...]
  2. Important Negative Divergences (Safehaven)
    We can notice that the negative divergence between SP500s price and its RSI remains intact and becomes quite long (1.5months). For sure it can hold on for some time, but it cant last forever. [...]
  3. Presidential Rivals: Drop the One Percent. Trumpet the Negative Four Percent. (Safehaven)
    Here is a topic begging for a presidential candidates attention. It is simple to explain and to understand. The White House hopeful should grab the baton from the weary "one percent" couriers. In its place ... [...]
  1. cosignor filed bankruptcy (Mortgagefit)
    Hello all, Im curious is my cosignor is allowed to claim a chapter 13 on our home without my knowledge. Ive heard hes not allowed to do that. We are also going through a short-sale right now. When he filed for bankruptcy, it voided our shortsale which WAS supposed to close in four days. So, I am confused on how he could file for bankruptcy and include our home without my consent. Maybe it is possible...Im just looking for answers to continue our shortsale. It may be possible t... [...]
  2. Will I have a life after fiing bankruptcy? (Mortgagefit)
    Hi there… I need to file bankruptcy. I know that it will be a drastic decision but I guess I have no choice. I am 29 yr old with a 4 yr old. Im presently in school and in the next few months will resume work as a nurse. 5 years ago I took out a lot of credit cards and now all these accounts are in negative or have been sold to collections. I also have a judgment as well. If I file for chap 7 will I have a life? Like buying a house and stuff like that. How long will that take. Someone please h. [...]
  3. bankruptcy (Mortgagefit)
    my husband and i just divorced. he is now filing for bankrupcty. we have a house in both names. in the divorce he is responsible for all house debt. how does that affect me. does both mortages belong to him or will they come after me. my sister suggest i do quit claim on house? im confused what should i do. [...]
  1. ISM Data Cracks Beneath The Surface (Safehaven)
    I was going to discuss the payroll report this week but the highly questionable report has been somewhat "discussed to death." What has not been discussed though is the ISM data for January. [...]
  2. Huge Cracks in Global Recovery Thesis; Industrial Production Unexpectedly Drops in Germany, France; UK Weaker than Expected (Safehaven)
    Unless those production reports are outliers, we are beginning to see a picture of a much slowing Europe ... Meanwhile China is overheating. Add that all together and there are enormous cracks in the global recovery picture. [...]
  3. How do I determine if cracks in a new concrete pad are structural? What is contractor's responsibility? (Raestate)
    Question : How do I determine if cracks in a new concrete pad are structural? What is contractor's responsibility? No other cracks on property. Cracks in the area graded built up, not tampted of a 40x40x4 concrete slab floor of a metal building. Hairline cracks started in 3 months are expanding. Have contacted [...]
  1. Utah Mls (Raestate)
    by jajacks62 Residing in Utah provides a assortment of rewards. In addition, it has minimum crime costs and very good academic institutions and possibilities that make it an outstanding location to increase kids. People can capitalize on that by Utah is a long term or semi-industrial is to keep forever in. Housing in Utah, very [...]
  2. Trend MLS to Offer eshowings “Show It Now” (Realestatesifter)
    RISMEDIA, September 23, 2009—Trend MLS has chosen eshowings, Inc., “Your Real Estate Appointment Center,” to allow members to make appointments directly through the TREND MLS site. The eshowings ‘Show It Now’ link to make appointment requests will appear on each listing as part of the eshowings services offered.  Jay Lantz, National Sales Director for eshowings [...]
  3. Smarter Agent Offers to Build Free, Branded Mobile Apps for any MLS (Realestatesifter)
    RISMEDIA, March 22, 2011—Smarter Agent recently announced that it will create a personalized mobile app for any Multiple Listing Service that wants to promote its listings and brand through a location-aware app that works on smart phones and feature phones.... [...]
  1. Investor Sentiment: Liquidity Solves All (Safehaven)
    Yes, sentiment is bullish, but remember "it takes bulls to make a bull market". It is just one of those things. Very little matters -- volume, sentiment, the news, valuations, or underlying economic data. The only thing that is necessary ... [...]
  2. Investor Sentiment: Looking Like Q4, 2010 (Safehaven)
    Very little has changed from last week. There are still troubling signs with regards to this price advance -- volume is the most notable. The economy is clearly in stall speed as 4th Quarter GDP was under consensus ... [...]
  3. Investor Sentiment: Is This the End of the Road for the Rally? (Safehaven)
    The "dumb money" indicator has become extremely bullish (bear signal), and this is what one would expect with rising prices. The higher prices go the more bulls that are recruited. But is it the end of the road for the rally? [...]